Frugal vs Treat Yourself

Money mindset: be frugal or treat yourself — which leads to a better life?

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The frugal approach squeezes every dollar, saving relentlessly and finding joy in a growing balance and a future secured. The treat-yourself philosophy says money is meant to be enjoyed now, spending on the little luxuries that make hard work worth it. Is the good life earned by saving, or by savoring?

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